Nationwide Lending Programs
That Provide Structured Financing
Solutions for Real Estate Sponsors

Providing financing solutions

Red Oak Lending

Our transparency of process and certainty of execution provides clients with continued support for the life of the loan. From origination, through underwriting and comprehensive due diligence, we provide an institutional approach that aligns the sponsor’s request with our execution capabilities. We source loans primarily through the mortgage brokerage community, relying heavily on our long-term, trusted relationships. We have a proven track record with extensive experience and expertise through many market cycles, allowing us to quickly adapt to changing market conditions.

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Core Property Types

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Primary, Secondary & Tertiary Markets

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$1-15 Million Loans

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Loan Programs

COMMERCIAL LENDING CRITERIA

PROPERTY TYPES

Hospitality • Industrial • Medical Office • Mixed Use • Multifamily • Manufactured Housing • Retail • Self Storage

LOAN AMOUNTS

$1,000,000 to $15,000,000

MAXIMUM LTV / LTC

Up to 75% LTV (based on stabilized value)

Up to 85% LTC (based on transaction underwritingl)

LOAN PURPOSE

Purchase • Refinance • Rehabilitation • Stabilization • Expansion • Situational

INTEREST RATE

8.00% - 11.00% Fixed Rate (interest only)

LOAN TERMS

1 to 3-Year Terms with Extension Provisions

3 to 5 Points to Lender

Interest Accrual and Exit Fees (on higher loan-to-cost transactions)

LOCATION

Primary, Secondary & Select Tertiary Markets

Minimum Population of 25,000 to 50,000

UNDERWRITING

Senior Position (secondary financing prohibited)

Full / Limited Recourse

Full Funding with Holdback

CONTACT US

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HEADQUARTERS
625 Kenmoor Avenue SE, Suite 200
Grand Rapids, MI 49546
616.734.6099
[email protected]